GST vs HST in Canada: Rates and How to Calculate Them

By the ReckonMoney Team · Updated June 27, 2026 · 5 min read

Here's the quick answer: every province in Canada charges a 5% federal GST, but how it's bundled depends on where you are. Some provinces combine it with their provincial tax into a single HST of 13% or 15%, others add a separate PST on top of the 5% GST, and a few charge the 5% GST alone. So the same purchase can carry 5% tax in Alberta and 15% in Nova Scotia.

GST, HST and PST — what's the difference?

Rates by province

Province / regionTaxTotal rate
Alberta & the territoriesGST only5%
British Columbia, Manitoba, SaskatchewanGST + PST~11–12%
QuebecGST + QST~14.975%
OntarioHST13%
NB, NL, NS, PEIHST15%

Rates can change, so confirm the current figure for your province before relying on it.

How to add or remove GST/HST

To add tax, multiply the price by your rate. A $200 item in Ontario (13% HST) becomes $200 × 1.13 = $226. To remove tax from a total — useful for expense claims and invoices — divide by 1 plus the rate: a $226 total ÷ 1.13 = $200 before tax. The GST calculator handles both directions at any rate.

Who has to charge GST/HST?

Businesses generally must register and charge GST/HST once their taxable revenue passes the small-supplier threshold (commonly C$30,000 over four quarters). Registered businesses can also claim input tax credits to recover the GST/HST they pay on their own purchases — which is why the tax is designed to fall on the final consumer, not on businesses in the chain.

For more Canadian tools — mortgage, income tax and RRSP calculators — see our Canada calculators.

This article is general information, not tax advice, and all figures are estimates. Rates vary by province and change over time — confirm current figures with the CRA. See our disclaimer.

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