Overtime Pay Calculator

How to use this calculator

Enter your regular hourly rate, the number of regular hours you worked this week, and how many overtime hours you put in. Then pick your overtime multiplier: time and a half (1.5×) is the most common rate, while some shifts — holidays, Sundays, or hours beyond a daily cap — pay double time (2×). The calculator instantly shows your regular pay, overtime pay, total weekly pay, and what that weekly figure would total if you sustained it for a full year.

How this is calculated

The math is straightforward. Your regular pay is your hourly rate times your regular hours. Your overtime pay is your hourly rate times the overtime multiplier times your overtime hours — so each overtime hour is worth more than a normal one. We add the two together for your total weekly pay, then multiply by 52 to show an annualized figure if every week looked the same. These are gross amounts, before tax, insurance, or other deductions.

This is an educational estimate, not legal or tax advice — see our disclaimer.

A worked example

Say you earn $20 an hour, worked 40 regular hours, and picked up 10 overtime hours at time and a half. Your regular pay is 40 × $20 = $800. Your overtime pay is 10 × $20 × 1.5 = $300, because each overtime hour is worth $30 instead of $20. Add them together and your total weekly pay is $1,100 — the overtime added $300, or about 38% on top of your regular pay. Sustained across 52 weeks, that pace would annualize to roughly $57,200 gross.

Why overtime pays off fast

The reason overtime feels worth it is the multiplier. At time and a half, every extra hour earns 50% more than a normal hour; at double time it earns twice as much. A handful of overtime hours can lift a paycheck noticeably because that premium stacks only on the extra hours, not the whole week. If those bigger checks become routine, it can be worth funneling the surplus toward a goal — our savings goal calculator helps you see how fast extra income builds a target. Curious how a permanent rate bump compares? The pay raise calculator shows the difference.

Who typically qualifies for overtime

In general, overtime is paid to hourly and other non-exempt workers when they work beyond a set threshold — often more than 40 hours in a week, and in some places beyond a daily limit. Salaried roles classified as exempt frequently do not receive overtime, and the exact rules, multipliers, and thresholds vary by country, state, employer policy, and union agreement. This tool simply does the arithmetic from the numbers you enter; it does not determine whether you are legally entitled to overtime. For that, check your pay agreement or local labor authority.

Common mistakes to avoid

• Mixing up the multiplier and the rate — the multiplier (1.5 or 2) applies on top of your base rate, not instead of it.
• Counting overtime hours twice — only enter overtime hours in the overtime box, and keep regular hours separate.
• Expecting take-home pay — every figure here is gross, before withholding and deductions.
• Assuming overtime is taxed at a higher rate — it is normal income; a bigger check can simply trigger more withholding for that period.